Cash emergencies are never pre-planned. No matter how prosperous you may be, there may be times when cash in kind is never around. That's why with Standard Chartered 'Loan on Card' we offer you an easy loan facility to get the cash you need in quick time and with no documentation. You also have the benefit of settling the loan in easy instalments at preferential rates. Simply call the Bank and state your requirement. Your request will be processed in two working days. Find more info on collections credit card processing here. The cheapest credit cards can substantially undercut the cheapest loan rates for certain amounts, and allow totally flexible repayments. But you need to get smart, and make that plastic bend to your will. There are a couple of methods, depending on what you need the money to do. Some are simple, others require a bit of playing about. Pick what you need from the options below.